Refinance your auto from another institution between November 1, 2022 – January 31, 2023, and you will have no payments for 90 days and will receive 1.00% cash back of the refinanced amount, up to $500. Cash back will be credited to member’s deposit account at the time of loan closing and funding. Term and LTV restrictions apply if vehicle mileage is above 100,000 and we do not allow collateral with salvaged or branded titles. All loans subject to credit approval and credit union policies.